Cash Advance

Merchants have been turning to US Bankcard Center for cash advances since 1999. The approval process is simple and once approved, the money is deposited in their account in as little as 48 hours. A working capital cash advance is an option many merchant choose when they need cash fast. It differs from a loan in that it’s based on a merchants future credit card sales. Through an automated process, a fixed percentage is deducted from each credit card sale and put towards the outstanding balance. Since the cash advance is paid back as you make sales, you don’t have to worry about missing a payment, late fees, etc.

Payback of the advance is made through an automated deduction of an agreed upon percentage of your net settled credit card sales until the purchased price is satisfied. There is no “Interest Rate,” instead the merchant agrees to payback a preset amount with no set time to pay back.

We understand the unique challenges faced by small to medium-sized restaurant and retail business owners when seeking fast cash:
• Traditional bank financing is not available.
• Keeping control of your business is a top priority.
• Taking on partners may not be appealing due to loss of equity and profits.
• You need working capital to meet your growth strategies!